Your referrals tell us we’re doing a good job

When you have a great meal with great service at a reasonable price, you probably tell your friends and family about the wonderful experience and urge them to visit the same restaurant. We at the Soucy Insurance Agency encourage you to also boast about the service and savings we are giving you.

Soucy Insurance has been providing clients reliable coverage and protection at the most competitive rates since 1914. It is apparent that we know how to save our customers money, which is why you are one of our valued customers and why the agency has been able to thrive for nearly 100 years.

Besides spreading the word about Soucy Insurance, make sure you contact us before deciding to switch agencies in an attempt to save money on your premiums. As a Trusted Choice agency, we have access to many companies, which enables us to offer our clients a broad choice of products at competitive prices. That’s just one aspect of our commitment to quality service and unparalleled advocacy.

Included in our lines of products are term, whole, universal and variable life insurance; second to die policies; key man programs; health insurance plans; disability programs; and more.

Remember that we are dedicated and committed to treating you as a person, not as a policy. And don’t forget to tell your friends and relatives!

What type of life insurance should you purchase?

Our life insurance specialists, who have access to the finest life insurance companies, can advise you on the best policy that meets your needs and will explain the differences between term, whole, universal and variable life insurance Here is a brief explanation of each type of policy:

Term life – This is the most inexpensive form of insurance because there are no cash values or dividends. Term policies are purchased for a specific period of time such as 10, 15, 20 or 30 years. If an insured loved one passes away during that time period, a beneficiary is paid the dollar value of the policy.

Whole life – As the name suggests, a whole life policy is protection for someone’s entire life. Premiums, which insurance companies invest, stay the same during the life of the policy. There are cash values, and some companies pay policyholders’ dividends. The cost is higher, but it is considered more effective for estate planning.

Universal life – A valuable coverage and living benefit, universal life policy allows for more flexibility and is more of an investment vehicle, however, increased contributions may be necessary if the investment interest assumptions are not met.

Variable life – A variable policy offers more investment options than a universal life policy, with the policyholder having the ability to select the investment options.

If you are interested in discussing the different options with one of our life insurance agents, please give us a call at (401) 762-2218.