See for yourself whether you should have flood insurance

Even while many of our customers live outside a flood plain, the relatively low cost of flood insurance outweighs the potential devastating effects, as we have all come to see first-hand from many of our neighbors.

Remember that standard homeowners and business policies do not cover losses caused by flooding, and you should have flood coverage even if you are a renter and your property is in a low to moderate risk flood zone. Flood insurance covers damage to buildings, personal possessions, fixtures, machinery and equipment, as well as the cost of prevention measures and cleanup expenses.

Soucy Insurance will secure a policy through the Federal Flood Insurance Program, which provides limited coverage. If more insurance is needed, our agents will arrange for the coverage through a specialized insurance company that offers what is known as an excess flood insurance policy.

Since we are not out of the woods from flooding this Spring, we believe it is important that you know all the facts and see for yourself whether your property is in high, moderate or low risk flood area. FEMA and the National Oceanic Atmospheric Association (NOAA) have created a new interactive flood map to educate residents about their individualized flood risks. The site also provides tips on what to do before, during, and after a flood.

Thank You for Your Referrals

As a local agency, much of our new business comes from satisfied customers like you.  As a token of our appreciation, we are sending customers who send referrals a Dunkin Donuts gift card for every new referral we receive. When you recommend us, please have your friend, colleague or family member let us know that you sent them.

If you have a car or truck, you have auto insurance. The same reasons you have coverage for you automobile also applies if you own a recreational vehicle, motor home, motorcycle, or boat. You need to be protected in case of damage, theft, or an accident.

Soucy Insurance has policies that cover a wide range of on- and off-road sports vehicles including:

• Motorcycles, dirt bikes, and scooters
• Motorhomes, campers and camper trailers/fifth-wheel camper trailers
• Golf carts and Segways
• ATVs and snowmobiles
• Trailers/sleds used with any of the above

We can provide you with insurance that includes bodily injury liability, coverage for guest passengers, and property damage liability. You also can receive coverage for collision, medical payments and uninsured/underinsured motorists.

The cost of your policy does not have to put a damper on your fun. You can save if you have a safe-driving history, if you pay your policy in full, if you combine with your auto and homeowners policy, and if you have anti-theft and safety devices.

Call us at 401-762-2218 to learn more about coverage for your recreational vehicle and how we can help you save.